A wholesale portal should check available credit before a known account submits an on-account order, then either release the order or park it on a named hold for finance or sales. Week one on Parcel Build is a first working version of that check-and-hold path. Flat $5,000/mo. You own the code. See custom software for wholesalers. If credit limits and holds are the gap, start a free 30-day build.
Why pay by invoice without exposure checks creates AR surprises
Pay by invoice feels easy at cart. Without an exposure check, orders land that finance would have held. Collections then chase after the fact instead of stopping the submit.
This is a finance gate at cart or submit, not a quote approval path. The question is whether the account still has room before the order is accepted.
What week one can cover
A limit display your team can trust. Soft versus hard hold behavior. A named exception owner for releases. A buyer-safe message that does not expose internal AR detail they should not see.
On Parcel Build, week one is a first working version of that check-and-hold path. Flat $5,000/mo. You own the code.
What stays out of month one
Defer full credit bureau automation. Defer complex multi-entity exposure ledgers. Month one is a clear limit check and a named hold path for known accounts.
FAQ
Should the buyer see the exact available credit balance in month one?
Not always. Some teams show a simple status. Others keep the exact balance internal. Week one can start with a buyer-safe message and a hard or soft hold for your team.
Is a credit hold the same as a quote approval?
No. Quote approval is about price and terms before the buyer sees or accepts a quote. A credit hold is about exposure at order submit for on-account buying.
Next step
If credit limit and holds in the portal is what feels hardest, start a free 30-day build. Name that gap on the form. We scope a free 30-day build on that problem: first working version in week one, flat $5,000/mo after if you want to continue.