A wholesale portal should show each known account the payment terms that apply to them, on the account page and when they place or convert an order. Week one on Parcel Build is that first working version: Net labels buyers can trust, without a full credit bureau or collections suite. You own the code. Flat monthly. See custom software for wholesalers. If payment terms buyers can see is the gap, start a free 30-day build.
What payment-terms visibility belongs in week one (and what can wait)?
Week one can cover a terms label on the account page and at order or convert time for known accounts. Net 30, Net 60, or prepaid should match what you already assigned. A buyer should not need to call AR to learn what applies. Full credit underwriting, automated dunning products, and factoring marketplaces can wait until that label path earns its keep.
Why "call AR for your terms" creates slow reorders and wrong assumptions at checkout
Buyers ask inside sales or AR what terms they are on before they reorder. Someone looks it up. The answer lives in a thread. At checkout the buyer assumes they must pay now because the portal never showed Net 30. Orders stall, or they post on the wrong method.
The stall is missing visibility. The account already has terms. The portal does not show them where the buyer decides how to pay.
What week one can cover
A terms label on the signed-in account page. The same label at order or convert. A short set of known values your team already uses. A path to update the label when finance changes terms for that account.
On Parcel Build, week one is a first working version of that path. Flat monthly. You own the code.
What stays out of month one
Defer full underwriting engines. Defer automated dunning products. Defer factoring marketplaces. Month one is a terms label known accounts can see and trust at account and order time.
FAQ
Is showing Net terms the same as enforcing a credit limit hold?
No. A terms label tells the buyer how they may pay. A credit hold checks exposure at submit and parks the order when the account is over. They can live together later. Week one can prove the label without cloning the hold path.
Does week one need to sync every terms change from ERP before buyers can see a label?
No. Week one can start with a maintained terms list for known accounts. Live sync of every change can wait until the label path is earning its place.
Next step
If payment terms buyers can see in a wholesale portal is what feels hardest, start a free 30-day build. Name that gap on the form. We scope a free 30-day build on that problem: first working version in week one, flat monthly after if you want to continue.