A wholesale portal should let buyers manage payment methods on file without calling AR for every card update. Week one on Parcel Build is that first working version: saved payment profiles the buyer can add, set as default, or remove. You own the code. Flat monthly. See custom software for wholesalers. If saved payment profiles in a wholesale portal is the gap, start a free 30-day build.
What should week-one saved payment profiles cover (and what can wait)?
Week one can cover vaulted profiles the buyer can add, a default for checkout, and remove when a method expires. Full autopay scheduling, gateway marketplace, and multi-currency wallets can wait until that manage path earns its keep.
On Parcel Build, week one is a first working version of that path. Flat monthly. You own the code.
Why checkout-only save-without-manage still creates "update my card" tickets
Checkout lets the buyer save a card once. There is no place to change the default or remove an expired method. AR fields tickets to update the card on file. Buyers wait on a reply before the next order.
Saved profiles the buyer can add, default, and remove cut those update tickets without a phone call to AR.
What stays out of month one
Defer full autopay scheduling as primary. Defer gateway marketplace as primary. Defer multi-currency wallets as primary. Month one is saved payment profiles the buyer can add, set as default, or remove.
FAQ
Are saved payment profiles the same as ACH vs card gates by account?
No. ACH vs card gates decide which methods an account may use. Saved payment profiles let the buyer manage methods already on file. They can sit together later. Week one can prove profile manage without cloning method gates as the primary path.
Does week one need ACH and card both before a single vaulted profile type helps?
No. Week one can cover one vaulted profile type the buyer can manage. Adding the second method type can wait until that manage path earns its keep.
Next step
If saved payment profiles in a wholesale portal is what feels hardest, start a free 30-day build. Name that gap on the form. We scope a free 30-day build on that problem: first working version in week one, flat monthly after if you want to continue.